Non-custodial stablecoin rail built on Kava EVM
Ultra-low-cost stablecoin payments for merchants and SMEs.
KavaPay Rail is a non-custodial stablecoin payment infrastructure built on Kava EVM that enables merchants to accept instant, low-fee digital payments with QR checkout and simple merchant tools.
KavaPay Rail delivers instant settlement and near-zero fees for everyday commerce, supporting native USD₮ on Cosmos alongside EVM-compatible stablecoins through one simple rail.
Ultra-low fees
~$0.000001 per tx
Instant settlement
Funds land in seconds
USD₮ + EVM stables
Stable pricing for merchants
Open by design
SDKs, QR checkout, dashboards
02 · Problem
Retail and SME payments are blocked by fees, delays, and limited access.
Across emerging markets, traditional rails and many blockchains make everyday commerce expensive or slow. Merchants need instant, predictable settlement without learning crypto.
03 · Solution
A merchant-first stablecoin rail on Kava with instant settlement.
KavaPay Rail abstracts blockchain complexity through QR-code payments, non-custodial wallets, merchant analytics, and SDKs that plug into POS or apps in minutes.
Non-custodial stablecoin payments
Native USD₮ + EVM stables
QR checkout
In-person or remote scans settle instantly
Merchant dashboard
Payments, history, analytics in one view
Open SDK
POS, apps, and third-party integrations
Ultra-low fees
Micro-payments become viable at Kava EVM gas.
High throughput
Retail-scale volume without congestion.
Cosmos + EVM
Interoperable USD₮ and EVM stablecoins.
Fast finality
Checkout feels instant for buyers and merchants.
05 · Value
Clear wins for merchants, SMEs, and the Kava ecosystem.
Lower fees than cards or mobile money, instant liquidity, and stable currencies—plus open-source rails that amplify Kava as the payments-first blockchain.
Lower fees
Keep more margin vs. cards or mobile money.
Instant access
No settlement delays—funds arrive in seconds.
Stable by default
Accept USD₮ and EVM stables without volatility.
Simple onboarding
QR codes and dashboards hide blockchain complexity.
Ecosystem volume
High-frequency on-chain activity for Kava.
Open-source rail
Reusable infrastructure for wallets, POS, and apps.
06 · Use Cases
Built for everyday commerce, ready for scale.
Launch fast with retail and services, then expand into cross-border flows, events, and program disbursements—all on the same rail.
Initial (MVP)
- Retail merchants (shops, restaurants, markets)
- Service providers (transport, repair, freelancers)
- Small e-commerce businesses
Expanded
- Cross-border SME payments
- Diaspora-to-merchant payments
- Event payments and ticketing
Long-term ecosystem
- Integration into Kava-based marketplaces
- DAO treasury payments
- POS and mobile money interoperability layers
07 · Target markets
Focused on SMEs in emerging markets, ready for global reach.
KavaPay Rail starts where payment friction is highest—informal retail, service providers, and digital sellers—then scales to cross-border and NGO flows.
Primary
- SMEs and merchants in emerging markets
- Informal and semi-formal retail sectors
- Digital service providers
Secondary
- Cross-border sellers and freelancers
- NGOs and development organizations
- Web3 startups needing low-cost rails
Geographic focus
- Africa
- Latin America
- Southeast Asia
08 · Team
Operators building for real merchants.
A lean team with payments, product, and engineering experience focused on delivering production-ready rails for SMEs.
Richard Seshie
Business Lead
Akaraiwe Bright
Senior Fullstack Developer
Build with Kava
Open-source rails for real-world payments on Kava.
Deliver instant, low-cost stablecoin payments with QR checkout, dashboards, and SDKs that anyone can deploy. KavaPay Rail turns Kava into the definitive chain for everyday commerce.